Financing Options

BlackBerry Financing Options

BlackBerry works with both Synchrony and Regions to offer you a variety of financing options, tailored to meet your needs and get your home improvement project going! Both Synchrony & Regions are industry leaders in home improvement lending, offering excellent customer service and lending options. Please read the details below and work with your BlackBerry sales rep to choose the best plan for your needs.

Synchrony provides you with a variety of promotional financing offers designed to fit specific financial needs. The promotional options available to you are listed below.

Reduced APR with Fixed Payments Plans

Reduced APR with Fixed Payments promotional options are great choices if you are looking for a lower APR with predetermined payments to help you fit the purchase into your budget. Synchrony offers your contractor three of these promotional options to best fit your needs.

Plan 943

Plan 971

Plan 980

Deferred Interest Promotional Plan

The Deferred Interest promotional option is a great choice if you will be paying the balance in full by the end of the promotional period.

Plan 924

No Monthly Interest if Paid in Full Within 18 Months (Deferred Interest)

On purchases with your Synchrony Bank credit card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. A $29 account activation fee may apply. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full.

Plan 924

No Monthly Interest if Paid in Full Within 6 Months (Deferred Interest)

On purchases with your Synchrony Bank credit card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. A $29 account activation fee may apply. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full.

3 Options to Pay for Your Project

12-Month Same As Cash

$5,000 to $65,000

No Monthly Payments & No Interest*

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

6.99% 5-Year Loan

$5,000 to $65,000

Estimated Monthly Payment:
(0.01980 x Loan Amount)

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $19.97 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

9.99% 10-Year Loan

$7,500 to $65,000

Estimated Monthly Payment:
(0.01321 x Loan Amount)

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.